:root{--navy:#102c46;--navy-dark:#091e31;--accent:#19b5a3;--accent-dark:#087f74;--ink:#192b3d;--muted:#667582;--pale:#f3f7f8;--line:#dfe8eb;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:85px}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);font-size:16px;line-height:1.7}h1,h2,h3,h4{font-family:Arial,Helvetica,sans-serif;line-height:1.15;margin:0 0 22px;letter-spacing:-.035em}h1{font-size:clamp(42px,5.7vw,76px);font-weight:800}h2{font-size:clamp(30px,3.8vw,48px);font-weight:800}h3{font-size:23px}p{margin:0 0 24px;color:var(--muted)}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,select,textarea,summary{-webkit-tap-highlight-color:transparent}button,a{touch-action:manipulation}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--accent);outline-offset:5px}input:focus,select:focus,textarea:focus{outline:2px solid var(--accent);outline-offset:2px}img{max-width:100%;display:block;object-fit:cover}svg{width:24px;height:24px;vertical-align:middle;flex-shrink:0}.wrap{max-width:1280px;margin:auto;padding:0 32px}.section{padding:100px 0}.pale{background:var(--pale)}.center{text-align:center}.center h2{max-width:800px;margin-left:auto;margin-right:auto}.eyebrow{color:var(--accent-dark);font-size:12px;font-weight:800;letter-spacing:.18em;text-transform:uppercase;display:block;margin-bottom:18px}.eyebrow:before{content:'';display:inline-block;width:25px;height:2px;background:currentColor;margin:0 10px 4px 0}.topline{background:var(--navy-dark);color:#b5cbd8;font-size:11px;padding:8px 0;letter-spacing:.035em}.topline .wrap{display:flex;justify-content:space-between;gap:20px}.masthead{background:var(--navy);color:white}.masthead .wrap{display:flex;justify-content:space-between;align-items:center;min-height:100px;gap:35px}.brand{display:inline-flex;gap:12px;align-items:center;line-height:1}.brand-mark{display:grid;place-items:center;background:var(--accent);border-radius:9px;width:45px;height:45px;font-weight:900;color:var(--navy-dark);font-size:32px;letter-spacing:-4px;padding-right:4px}.brand strong{font-size:29px;letter-spacing:-1.2px}.brand strong span{font-size:18px;color:var(--accent)}.brand small{display:block;font-size:9px;letter-spacing:3px;margin-top:10px;color:#a5c3d3}.contactstrip{display:flex;gap:40px}.contactstrip>a{display:flex;align-items:center;gap:14px;font-size:13px}.contactstrip svg{color:var(--accent)}.contactstrip small{display:block;color:#95b4c5;font-size:10px;letter-spacing:1px}.navbar{background:white;position:sticky;top:0;z-index:20;box-shadow:0 2px 12px #0b293010}.navbar .wrap{display:flex;align-items:center;justify-content:space-between;min-height:72px}.navlinks{display:flex;align-items:center;gap:34px}.navlinks a{font-size:12px;font-weight:800;letter-spacing:.035em;padding:23px 0;border-bottom:3px solid transparent}.navlinks a:hover,.navlinks a[aria-current=page]{border-color:var(--accent);color:var(--accent-dark)}.button{display:inline-flex;align-items:center;justify-content:center;gap:22px;min-height:54px;padding:16px 27px;background:var(--accent);color:var(--navy-dark);font-size:11px;letter-spacing:.08em;font-weight:800;text-transform:uppercase;border:1px solid transparent;border-radius:3px;cursor:pointer;transition:background .2s,transform .2s}.button:hover{background:#37ccb9;transform:translateY(-2px)}.button.dark{background:var(--navy);color:white}.button.outline{border-color:var(--line);background:white;color:var(--navy)}.button svg{width:17px}.menu-button{display:none;border:0;background:none;padding:12px;color:var(--navy)}.hero{min-height:720px;background:linear-gradient(90deg,rgba(9,30,49,.92),rgba(9,30,49,.69) 47%,rgba(9,30,49,.08)),url('hero.jpg') center/cover;display:flex;align-items:center;color:white;position:relative}.hero .wrap{width:100%;padding-top:75px;padding-bottom:85px}.hero .eyebrow{color:#6adbc7}.hero h1{max-width:720px}.hero p{color:#dce6ec;max-width:610px;font-size:18px}.hero-actions{display:flex;gap:28px;align-items:center;margin-top:36px;flex-wrap:wrap}.video-link{font-size:13px;font-weight:600;display:flex;align-items:center;gap:13px}.video-link span{width:44px;height:44px;border:1px solid #ffffff70;border-radius:50%;display:grid;place-items:center}.hero-note{margin-top:32px;font-size:11px;color:#b6ccd7}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:65px}.step{border:1px solid var(--line);padding:38px 26px;position:relative;background:white;transition:transform .2s}.step:hover{transform:translateY(-5px)}.step-num{position:absolute;right:24px;top:22px;font-size:45px;font-weight:800;color:#e6eeee;line-height:1}.icon-box{width:64px;height:64px;display:grid;place-items:center;background:#e5f6f1;color:var(--accent-dark);border-radius:4px;margin-bottom:30px}.icon-box svg{width:29px;height:29px}.step h3{font-size:20px;line-height:1.35;max-width:180px}.step p{font-size:14px;margin-bottom:26px}.arrow-circle{border:1px solid var(--line);border-radius:50%;height:33px;width:33px;display:grid;place-items:center;color:var(--accent-dark)}.arrow-circle svg{width:16px}.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.about-photo{position:relative;padding:0 0 30px 35px}.about-photo:before{content:'';position:absolute;left:0;top:60px;bottom:0;width:70%;background:var(--accent)}.about-photo>img{height:560px;width:100%;position:relative}.photo-label{position:absolute;bottom:65px;left:0;background:var(--navy);color:white;padding:23px 30px;border-left:5px solid var(--accent);box-shadow:0 15px 35px #102c4620}.photo-label strong{font-size:29px;line-height:1.1;display:block}.photo-label span{font-size:10px;letter-spacing:.12em}.checklist{list-style:none;padding:0;margin:24px 0 34px}.checklist li{display:flex;gap:16px;align-items:flex-start;border-bottom:1px solid var(--line);padding:16px 0;font-size:14px}.checklist svg{color:var(--accent-dark);width:22px}.calc-layout{display:grid;grid-template-columns:.8fr 1.25fr;margin-top:50px;box-shadow:0 10px 50px #102c4610;border:1px solid var(--line);border-radius:6px;overflow:hidden}.calc-photo{background:linear-gradient(0deg,#091e31f2,#091e3126),url('calculator.jpg') center/cover;color:white;display:flex;flex-direction:column;justify-content:flex-end;padding:44px;min-height:570px}.calc-photo p{color:#cedfe8;font-size:12px}.calc-photo h3{font-size:32px}.calc-photo .eyebrow{color:#72e0cd}.monthly{font-size:47px;font-weight:800;line-height:1.2;letter-spacing:-2px}.monthly small{font-size:14px;letter-spacing:0;font-weight:400}.calc-fields{background:white;padding:40px}.field-row{display:flex;justify-content:space-between;align-items:center;margin:22px 0 8px;gap:15px}.field-row label,.field-label{font-size:11px;font-weight:800;letter-spacing:.06em}.number-wrap{display:flex;align-items:center;border:1px solid var(--line);border-radius:4px;padding-right:15px;gap:5px;font-size:13px}.number-wrap input{border:0;width:115px;text-align:right;padding:11px;font-weight:700;color:var(--navy);background:transparent}.number-wrap input::-webkit-inner-spin-button{appearance:none}input[type=range]{width:100%;accent-color:var(--accent-dark);cursor:pointer}.range-labels{display:flex;justify-content:space-between;color:var(--muted);font-size:11px}.calc-totals{margin:28px 0;background:var(--pale);padding:18px 22px}.calc-totals>div{display:flex;justify-content:space-between;font-size:12px;gap:20px;padding:7px 0}.calc-totals>div:last-child{border-top:1px solid var(--line);margin-top:8px;padding-top:15px;font-weight:700}.full{width:100%}.fine{font-size:11px;color:var(--muted);line-height:1.6;margin-top:14px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:48px}.service{border:1px solid var(--line);background:white;border-radius:4px;overflow:hidden;transition:transform .2s,box-shadow .2s}.service:hover{transform:translateY(-6px);box-shadow:0 14px 35px #102c4612}.service>img{width:100%;height:240px}.service-body{padding:0 28px 28px}.service-body .icon-box{position:relative;margin-top:-32px;margin-bottom:24px;background:var(--navy);color:var(--accent);border:5px solid white;width:65px;height:65px}.service h3{font-size:22px}.service p{font-size:14px;min-height:70px}.text-link{display:inline-flex;gap:12px;align-items:center;font-size:10px;font-weight:800;letter-spacing:.07em;color:var(--accent-dark)}.text-link svg{width:16px}.commitment{background:var(--navy);color:white}.commitment .eyebrow{color:#6adbc7}.commitment h2{max-width:1000px;margin-left:auto;margin-right:auto}.commitment-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:45px;margin-top:65px}.commitment-grid article{border-top:1px solid #ffffff30;padding-top:30px;text-align:left}.commitment-grid h3{font-size:21px}.commitment-grid p{color:#b8cbd6;font-size:14px}.commitment-grid svg{color:var(--accent);margin:15px 0 25px;width:35px;height:35px}.commitment-grid .ordinal{float:right;font-size:32px;color:#547086;font-weight:700}.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:25px;text-align:center;padding:55px 0}.stats strong{display:block;font-size:32px;color:var(--accent-dark)}.stats span{font-size:10px;letter-spacing:.08em;color:var(--muted)}.placeholder-card{background:white;border:1px dashed #becdd4;padding:30px;text-align:left}.placeholder-card .quote{font-size:48px;line-height:1;color:var(--accent)}.placeholder-card h3{font-size:18px}.placeholder-card p{font-size:13px;margin-bottom:0}.faq-wrap{max-width:900px;margin:45px auto 0}.faq-wrap details{border:1px solid var(--line);margin-bottom:14px;background:white;border-radius:4px}.faq-wrap summary{padding:22px;list-style:none;cursor:pointer;display:flex;align-items:center;gap:20px;font-weight:700;font-size:15px}.faq-wrap summary::-webkit-details-marker{display:none}.faq-wrap summary:after{content:'+';margin-left:auto;color:var(--accent-dark);font-size:24px;font-weight:400}.faq-wrap details[open] summary:after{content:'−'}.faq-wrap summary span{font-size:13px;color:var(--accent-dark)}.faq-wrap details p{padding:0 58px 20px;margin:0;font-size:14px}.partner-slots{display:flex;justify-content:center;gap:22px;flex-wrap:wrap;margin-top:30px}.partner-slots span{border:1px dashed #c2d1d7;color:#7c8e9a;font-size:12px;padding:20px 38px}.cta{background:var(--accent);color:var(--navy-dark);padding:45px 0}.cta .wrap{display:flex;align-items:center;justify-content:space-between;gap:30px}.cta .eyebrow{color:var(--navy);margin-bottom:10px}.cta h2{font-size:32px;margin-bottom:0}footer{background:var(--navy-dark);color:white;padding:65px 0 0}footer p,footer a,footer .fine{color:#a9bfcd}footer .brand{color:white}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.15fr;gap:45px}.footer-grid h4{font-size:11px;letter-spacing:.1em;margin-bottom:25px}.footer-grid p{font-size:13px;margin-top:24px}.footer-grid ul{padding:0;list-style:none;margin:0;font-size:12px}.footer-grid li{margin:10px 0}.footer-grid a:hover{color:var(--accent)}.footer-bottom{border-top:1px solid #ffffff15;margin-top:45px;padding:25px 0;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:10px;color:#9bb2c1}.footer-disclaimer{font-size:11px;color:#a9bfcd;padding-bottom:25px}.floating-contact{position:fixed;bottom:24px;right:24px;z-index:21;background:var(--accent-dark);border:3px solid white;color:white;border-radius:50%;width:56px;height:56px;display:grid;place-items:center;box-shadow:0 5px 20px #102c4620}.page-hero{padding:82px 0;background:linear-gradient(90deg,#091e31ec,#102c4699),url('services.jpg') center/cover;color:white}.page-hero h1{font-size:clamp(34px,4.5vw,57px);max-width:900px}.page-hero .eyebrow{color:#6adbc7}.breadcrumb{color:#bfd2dd;font-size:12px}.breadcrumb span{margin:0 12px;color:var(--accent)}.page-hero p{color:#bfd2dd;max-width:700px}.form-panel{max-width:850px;margin:auto;padding:45px;background:white;border:1px solid var(--line);box-shadow:0 12px 45px #102c4609;border-radius:6px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.field{display:flex;flex-direction:column;gap:8px}.field label{font-size:11px;font-weight:800;letter-spacing:.05em}.field input,.field select,.field textarea{border:1px solid var(--line);border-radius:3px;padding:13px 15px;width:100%;background:white;color:var(--ink)}.field textarea{resize:vertical;min-height:120px}.span-2{grid-column:1/-1}.notice{border-left:3px solid var(--accent);background:#edf7f4;padding:15px 20px;font-size:13px;color:#345b60;margin:0 0 30px}.consent{display:flex;align-items:flex-start;gap:12px;font-size:12px;color:var(--muted);margin:25px 0}.consent input{accent-color:var(--accent-dark);margin-top:6px;flex-shrink:0}.consent a{text-decoration:underline}.form-status{margin-top:25px;padding:22px;background:#e9f6f1;border:1px solid #bbdfd2}.form-status h3{font-size:19px}.form-status p{font-size:13px;margin:0}.form-status[hidden]{display:none}.prose{max-width:900px;margin:auto}.prose h2{font-size:28px;margin-top:40px}.prose h3{font-size:21px}.prose p,.prose li{font-size:15px}.prose ul{padding-left:22px;color:var(--muted)}.service-detail{display:grid;grid-template-columns:1.65fr 1fr;gap:50px;align-items:start}.service-detail .detail-img{width:100%;max-height:440px;margin-bottom:35px;border-radius:4px}.sidebar{background:var(--pale);padding:30px;border:1px solid var(--line)}.sidebar a:not(.button){display:block;font-size:13px;padding:12px 0;border-bottom:1px solid var(--line)}.sidebar .button{margin-top:25px}.contact-info{background:var(--navy);color:white;padding:45px}.contact-info p{color:#bfd2dd}.contact-info h3{font-size:22px;margin-top:30px}.skip{position:absolute;top:-80px;left:10px;z-index:99;padding:10px;background:white}.skip:focus{top:10px}
@media(min-width:1600px){.hero .wrap{max-width:1400px}}@media(max-width:1000px){.contactstrip{gap:20px}.contactstrip>a:last-child{display:none}.navlinks{gap:20px}.steps{grid-template-columns:repeat(2,1fr)}.split{gap:35px}.cards{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:repeat(2,1fr)}.calc-photo{padding:30px}.calc-fields{padding:28px}.monthly{font-size:37px}.hero{min-height:660px}}@media(max-width:700px){.wrap{padding:0 20px}.topline .wrap>span:first-child{max-width:245px}.topline{font-size:9px}.masthead .wrap{min-height:80px}.brand strong{font-size:26px}.contactstrip{display:none}.navbar .wrap{min-height:64px}.navbar .button{min-height:43px;font-size:10px;padding:11px 16px}.menu-button{display:block}.navlinks{display:none;position:absolute;top:64px;left:0;right:0;background:white;padding:10px 24px 22px;box-shadow:0 14px 20px #102c4615}.navlinks.open{display:flex;flex-direction:column;gap:0;align-items:stretch}.navlinks a{padding:13px 0}.hero{min-height:630px;background-position:60% center}.hero .wrap{padding:65px 20px}.hero h1{font-size:46px;line-height:1.08}.hero p{font-size:16px}.hero-actions{gap:20px}.section{padding:65px 0}.steps{gap:15px;margin-top:35px}.step{padding:25px 19px}.step h3{font-size:17px}.step p{font-size:12px}.step-num{font-size:32px;right:14px}.icon-box{width:52px;height:52px}.split,.calc-layout,.service-detail{grid-template-columns:1fr;gap:35px}.about-photo>img{height:420px}.about-photo{padding-left:25px}.calc-layout{gap:0}.calc-photo{min-height:330px}.calc-fields{padding:25px}.monthly{font-size:44px}.cards{grid-template-columns:1fr;gap:25px}.service>img{height:240px}.service p{min-height:0}.commitment-grid{grid-template-columns:1fr;gap:10px;margin-top:30px}.commitment-grid article{padding-top:25px}.commitment-grid h3{margin-bottom:14px}.stats{grid-template-columns:1fr 1fr;gap:30px;padding:38px 0}.stats strong{font-size:28px}.faq-wrap summary{padding:18px;font-size:13px;gap:12px}.faq-wrap details p{padding:0 20px 20px}.cta .wrap{align-items:flex-start;flex-direction:column}.cta h2{font-size:29px}.footer-grid{gap:35px 20px}.footer-grid>div:first-child{grid-column:1/-1}.footer-grid>div:last-child{grid-column:1/-1}.form-panel{padding:25px 20px}.form-grid{grid-template-columns:1fr}.span-2{grid-column:auto}.page-hero{padding:60px 0}.contact-info{padding:30px}.floating-contact{width:48px;height:48px;bottom:15px;right:15px}.partner-slots span{padding:15px 20px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important}}
.languages{position:relative;font-size:12px;letter-spacing:0;z-index:50}.languages summary{cursor:pointer;white-space:nowrap;list-style:none}.languages>div{position:absolute;right:0;top:28px;width:235px;padding:12px;background:white;color:var(--navy);box-shadow:0 8px 28px #102c4630;border-radius:5px}.languages a{display:block;padding:7px 10px}.languages a:hover{background:var(--pale)}.languages small{display:block;padding:8px 10px;color:var(--muted);font-size:10px}.bot-field{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.form-status.error{background:#fff1ee;border-color:#e5a89c}.button:disabled{opacity:.65;cursor:wait}.contact-info a,.footer-grid a{overflow-wrap:anywhere}
